Horse ownership requires lots of hard work, lots of planning, and, yes, lots of expenses. When purchasing tack and equipment, specifically, there are some things you can save on and others that you should get the best money can buy. Here are some horse tack shopping tips to help you learn how to save and where to splurge.
The Gear That’s Worth Every Penny
- Bits: High-quality bits are constructed of materials that are safe and comfortable for your horse’s mouth. Higher-quality bits will have safe joints and construction that won’t pinch your horse’s mouth or cut into his delicate tongue. Purchasing a new bit over a used one can also help relieve any concerns of cross-contamination between horses.
- Saddles: Not every saddle fits every horse. A well-fitted saddle can make the difference between a successful ride and a train wreck. And a well-made, quality saddle means comfort for both you and your horse for many, many rides. Don’t be afraid to splurge to ensure the right fit for horse and rider. Do your research to make sure you are looking for the right saddle to fit your discipline’s needs.
- Saddle Pads: The same thing goes for saddle pads. Not every pad will work for your horse or with your saddle. Your horse’s back might need support in certain areas for your saddle to fit comfortably and absorb some of the shock from the rider’s weight. Also, a saddle pad soaks up the sweat from each ride, adding weight to the material itself. To enhance your horse’s comfort under saddle, buy a pad made of quality materials that fits his body properly.
Ways to Save on Tack
- Price Match: Don’t be afraid to ask tack shops if they price match. Many stores—especially if they’re brick-and-mortar—are willing to work with shoppers to keep their business.
- Go Secondhand: Hit up used tack sales and swaps where fellow horse owners are selling their tack. You can often get a great deal on something barely used. (Tip: Check the condition of leather items thoroughly for any cracks or splits as well as the buckles for safety concerns before purchasing.)
- Saddle Blankets: If you ride or show Western, chances are you’ve seen many beautifully woven blankets used to layer over the saddle pad. These are great for accessorizing at shows or adding some fun to your ride. Used saddle blankets are safe and easy to find at lower-than-new prices.
- Used Show Tack: If you’re looking to hit the show pen, consider purchasing used show bridles and accessories to add bling to your outfit without going broke. Ensure the tack isn’t a trendy design or style that might be “last season” before you hit the show pen. Focus on solid, timeless pieces made with quality leather and silver.
Other Horse Tack Shopping Tips

Here are a few other ways you can save money on your horse’s gear or save up for that piece of tack you’ve been eyeing.
Prioritize
If you’re looking at a long and overwhelming list of items you want to get for your horse, make a list of everything and prioritize your purchases.
- Is this piece of equipment an immediate need?
- Is this something that would be enjoyable to have but not necessary?
Befriend Other Horse Owners
If you have friends who also own horses nearby, ask if you can borrow items you’re curious about. This is a good strategy if you’re looking at a certain bit or piece of tack, but you’re not sure if it fits or would work for your horse. You can “try before you buy,” so you know you’re spending your money wisely.
Sell What You Don’t Use
Why not try to make money off the items that don’t fit or that you no longer use? Rather than having pieces of tack take up space in your tack room collecting dust, list them for sale on used tack sites, Facebook Marketplace, or at local tack swaps so you can get a little money back on your investment.
Don’t be Afraid to Ask
If you’re at an expo or a big horse event (i.e., Equine Affaire, All American Quarter Horse Congress, etc.) with lots of vendors, keep your eyes open for a potential deal toward the end of the show. Sometimes dealers are willing to give price breaks on items as they prepare to pack up, so they don’t have to take as much back with them. Also, if you like a display item, don’t be afraid to haggle for a deal—that item might be dusty from sitting out so long, and the dealer might be ready to sell it.
Maintain for Savings
Emphasize proper cleaning and storage of your tack and equipment to help maintain the leather’s condition and prolong each piece’s life span. Accumulated sweat, dirt, and grime can dry out nylon and leather, leading to dry rot, breaks in the leather, and rust in the metal. Invest in storage bags and compartments to protect everything from humidity, rodents, and cobwebs.
Take-Home Message
There are many ways horse owners can save while enjoying their equine passion. It just takes time to research and find the right pieces at the right price. You can have fun with your tack without breaking the bank!
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Megan Arszman, a lifelong horsewoman, loves sharing her passion for horses with others, especially her daughter. Together, they enjoy riding their Quarter Horses around their Central Indiana farm and spend weekends showing Miniature Horses and dogs.
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